Watch and Listen to the Ebook

How to Use the App

1. Set your goal. Tap your initials (top right) to open Settings. Your goal starts at $5,000. Add a target date and the app shows how much to save each month.
2. Log every deposit. On Home, tap + Add Deposit. Enter the amount, date, and where it came from.
3. Mark your earnings. If the money came from something you earned (an app sale, an affiliate commission, side income), check "This is money I earned." That powers your Income Stacking bar and your tax reminder.
4. Use your cushion when you need it. Tap Use My Cushion and add a reason. Your badges always stay yours. The app shows a refill goal back to your previous high.
5. Earn your milestone badges, starting at $100 and all the way to $5,000 (and beyond if your goal is bigger). Use the ‹ › arrows to slide through them. Share each one in the community.
6. Follow the Easy Steps tab. Check off each of the 9 steps as you finish it.
7. Work out your plan with the 🧮 Savings Goal Formula (on Home, or in Settings). Your goal is your Mastering Inflation Savings Account. Enter the amount, pick a date (6, 12, 18 or 24 months, or your own number of months), and add what it's for. It shows what to save per month and per week, and your reason shows on Home. Premium members can add more goals, each with its own page.
8. Celebrate every 25%. Your goal milestones (25%, 50%, 75% and 100%) sit under your badges on Home. Tap a reached one to make a picture you can share. It shows no dollar amounts unless you choose to.
9. See your totals. The Income Stacking & Totals card shows what you deposited, earned, saved, and used, for this month, this year, or all time.
10. Review your History as a list or on the Calendar. The Calendar lists every entry for the month; tap a day to see just that day. Tap ✎ to edit or 🗑 to delete any entry.

Savings Challenges

• Open the Challenges tab (★). There are 5 Savings Challenges. Tap Join This Challenge on any you like.
• Log a saving with ＋ Log a Saving: the amount (whole dollars), the date, and a note if you'd like. It's also added to your Savings Account as a deposit, so you never enter it twice. Tap ✎ to change it or 🗑 to delete it (its deposit changes or goes too).
• Save Different Challenge: one short episode a day for 23 days. Watch it, try it, and tap I DID IT! Missed a day? Pick up again the same day, or start over at Day 1. Your badges are for showing up, never for how much you save. Before a video is out, do the day from your Save Different ebook in My Library.
• Community Thermometer: our shared goal is $100,000,000 (20,000 members × $5,000). Turn on Count my savings toward the community goal if you'd like to be counted. It shows only the community total and how many members are counted. No names, and no one's own amount.

My Library

The Library tab (📚) holds journals and ebooks to use with your savings. Tap Open to view a file; each link is private and works for 10 minutes. The library opens once you own the app (or while your Premium is active). During the 7-day trial you can see what's there.

Share the App

• Open it: tap 📤 Share the App on Home (or in Settings). Sharing is optional. Your own savings come first.
• Save your Skool invite link once. Find your personal invite (affiliate) link in the Savings Club on Skool and paste it in. Tap Test My Link to check it. Everyone you share the app with then joins the free Savings Club through your link.
• Share your 7-day preview link. Tap Copy Link, Copy Message or Share. Anyone who opens it can try the app free for 7 days, and the app remembers that you shared it.

Income Stacking

After your one-time $100 Mastering Inflation Savings Account App, the goal is to pay for every next step with money you've already earned, not your household budget. The orange part of your bar is money you earned. The teal part is money you saved from your budget.

Add the App to Your Home Screen

Practice Mode: Try It with Sample Data

• Open it: tap ▦ at the top, then Practice Mode. You can also tap Try it with sample data on the sign-in screen.
• It works like the real app. A made-up household fills all four Mastering Inflation apps, and they work together. Add, edit, and delete anything. Try a deposit, Use My Cushion, the Easy Steps, the Goal Formula, the challenges, and the Library (sample files).
• It stays on this device. Practice entries are saved in this browser only. They never go to your account, never count toward your real badges or totals, and no one else sees them.
• The orange bar at the top means you're practicing. Reset sample data starts the sample household over. Leave Practice Mode takes you back to your own entries.

Whole Dollars

Every amount is in whole dollars: type 43, not 42.50. The arrows in an amount box move $1 at a time. Amounts from a backup file or a Money Manager link are rounded to the nearest dollar (50¢ and up rounds up).

Your Privacy and Security

• Only when you tap, and it asks first. The app uses something on your phone only when you tap a button to use it. In the Premium Business Tracker, Start/End Trip asks for your location when a trip starts and ends, to fill in where it began and ended (the address is looked up with the free OpenStreetMap service), and attaching a receipt lets you pick one photo. The app never looks through your photos. Saying no never stops the rest of the app from working.
• Your entries are private to your account. We never sell or share them. The database only lets each account see its own entries. Mastering Inflation looks at account information only to fix a problem you ask us to help with.
• Locked down. Everything is encrypted while it travels between your phone and the app and while it's stored. Your password is kept only in scrambled form, so no one, including us, can read it. Use a password you don't use anywhere else.
• Your money stays yours. The app never holds your money and never asks for your bank login. You type in your own amounts. When you import a bank file, your phone reads it, and only the entries you keep are saved. Receipt pictures go into private storage only your account can open.
• On this phone only: Practice Mode's sample data, and the name of the person who shared the app with you. They're never sent to your account.
• If you use the free 7-day preview and don't get the app, your preview account and entries are deleted automatically 30 days after the preview ends.

Print and Back Up

• Print: tap 🖨 at the top. It prints only the tab you're on. On Home, it prints a full savings summary.
• Back up: tap your initials, then Export Backup. Keep the file somewhere safe. Export for Spreadsheet gives you a CSV file for Excel or Google Sheets.
• Restore: tap your initials, then Import Backup, and choose your backup file.
• Light or dark: tap ☾ / ☀ at the top.

This app tracks the amounts you enter. It does not hold, move, or invest money, and it is not financial or tax advice.

Each file opens in a private link that works for 10 minutes. Open it again here any time.

The formula rounds up to whole dollars, so saving these amounts reaches your goal on time. It's a planning tool, not financial advice.

Don't promise anyone income or results. Share the app for what it does: it helps people build a cushion against rising prices.